Chargebacks and Payment Disputes: What Happens to the Order, the Credits, the Membership, and How to Avoid Needing One

Quick answer: When your bank or PayPal reports a dispute on a payment, the site reverses the order at once. For a credit pack, credits are reclaimed in proportion to the disputed amount; if the balance is short, queued generations that have not started are cancelled first, and any uncovered part is only noted on the order. A disputed membership payment voids the whole order: every period it paid for, everything it granted (including the first-subscription bonus) is reclaimed, and the card or PayPal subscription behind it is cancelled at once. The membership goes under review only if the reclaim cannot be covered. If the dispute is decided for the site (you lose it or withdraw it), the order is restored; if it is decided for you, the money stays with you and the order stays reversed. A refund request to support is resolved in days and never touches your account standing; a dispute takes weeks and does. Write first.
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Look at the order in your billing history: a disputed order shows the reversed state and the reclaim rows in the credit history reference it.

What a dispute does at once

The order is marked reversed. For a credit pack, the credits are reclaimed in proportion to the disputed amount; if your balance cannot cover it, generations waiting in the queue are cancelled and their credits used, and any remaining shortfall is only noted on the order. For a membership payment, the whole order is treated as disputed: every period it paid for is voided, everything it granted, including the first-subscription bonus, is reclaimed, and the subscription is cancelled at once. Unusual Rows in Your Credit History.

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A dispute reverses the order on the site the moment the provider reports it; the credits and membership it granted are reclaimed.

Membership under review

If the reclaim on a membership order cannot be covered, the shortfall is recorded as a debt against later membership grants and the membership is placed on hold: no member concurrency, no badge switch, and the subscribe buttons refuse with a message that it is under review. Support reviews it and lifts the hold; it is not lifted automatically when the dispute closes.

When the dispute closes

Decided for the site (you lost the dispute or withdrew it, so the payment stands): an order voided by the chargeback is restored, the reclaimed credits are returned as they were taken, and a voided membership period is scheduled back with its remaining length. An order that was also refunded is not restored, since that money went back to you. Decided for you: the money stays with you, and the order, the credits and the membership stay reversed.

Inquiries that are not disputes

Some providers send an inquiry before a dispute. An inquiry moves nothing on the site; only a filed dispute does. Answer your bank’s inquiry with the receipt and the order number and it usually ends there.

Why writing to support first is faster

The refund rules cover the cases a dispute would: duplicate charges, an unusable result, a wrong amount. Support resolves those in days, refunds through the original method, and your account is untouched. A dispute takes the provider’s timeline, cancels a disputed subscription at once, and repeated disputes can close an account. Refund Rules.

EventOrderCreditsMembership
Dispute on a credit packReversedReclaimed in proportion—
Dispute on a membership paymentReversedEverything the order granted, bonus includedOrder voided; subscription cancelled
Balance short—Queued tasks cancelled; pack remainder noted on the orderRemainder as debt; membership on hold
Dispute decided for the siteRestoredReturnedPeriod scheduled back
Dispute decided for youStays reversedStays reclaimedStays voided; any hold is settled by support
Inquiry onlyUnchangedUnchangedUnchanged

FAQ

I disputed by mistake; what now?

Withdraw it with your bank and write to support; once the provider reports the dispute closed for the site, the order is restored.

Why is my membership suddenly on hold?

A disputed membership payment could not be fully reclaimed; support reviews it and lifts the hold.

Will a dispute close my account?

One dispute, no. Repeated disputes on delivered work are treated as abuse.

Does the first-subscription bonus come back when the order is restored?

Yes, with the order.

Is a refund request the same as a dispute?

No. A refund request goes to support and never affects account standing.

Write to support before you dispute

Refunds take days and leave your account as it is.

Read the refund rules

Updated September 27, 2026

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