
Look at the order in your billing history: a disputed order shows the reversed state and the reclaim rows in the credit history reference it.
The order is marked reversed. For a credit pack, the credits are reclaimed in proportion to the disputed amount; if your balance cannot cover it, generations waiting in the queue are cancelled and their credits used, and any remaining shortfall is only noted on the order. For a membership payment, the whole order is treated as disputed: every period it paid for is voided, everything it granted, including the first-subscription bonus, is reclaimed, and the subscription is cancelled at once. Unusual Rows in Your Credit History.

If the reclaim on a membership order cannot be covered, the shortfall is recorded as a debt against later membership grants and the membership is placed on hold: no member concurrency, no badge switch, and the subscribe buttons refuse with a message that it is under review. Support reviews it and lifts the hold; it is not lifted automatically when the dispute closes.
Decided for the site (you lost the dispute or withdrew it, so the payment stands): an order voided by the chargeback is restored, the reclaimed credits are returned as they were taken, and a voided membership period is scheduled back with its remaining length. An order that was also refunded is not restored, since that money went back to you. Decided for you: the money stays with you, and the order, the credits and the membership stay reversed.
Some providers send an inquiry before a dispute. An inquiry moves nothing on the site; only a filed dispute does. Answer your bank’s inquiry with the receipt and the order number and it usually ends there.
The refund rules cover the cases a dispute would: duplicate charges, an unusable result, a wrong amount. Support resolves those in days, refunds through the original method, and your account is untouched. A dispute takes the provider’s timeline, cancels a disputed subscription at once, and repeated disputes can close an account. Refund Rules.
| Event | Order | Credits | Membership |
|---|---|---|---|
| Dispute on a credit pack | Reversed | Reclaimed in proportion | — |
| Dispute on a membership payment | Reversed | Everything the order granted, bonus included | Order voided; subscription cancelled |
| Balance short | — | Queued tasks cancelled; pack remainder noted on the order | Remainder as debt; membership on hold |
| Dispute decided for the site | Restored | Returned | Period scheduled back |
| Dispute decided for you | Stays reversed | Stays reclaimed | Stays voided; any hold is settled by support |
| Inquiry only | Unchanged | Unchanged | Unchanged |
Withdraw it with your bank and write to support; once the provider reports the dispute closed for the site, the order is restored.
A disputed membership payment could not be fully reclaimed; support reviews it and lifts the hold.
One dispute, no. Repeated disputes on delivered work are treated as abuse.
Yes, with the order.
No. A refund request goes to support and never affects account standing.
Refunds take days and leave your account as it is.
Updated September 27, 2026
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